Free Credit Report
From OneBuckWiki
Credit report
Have you checked your credit report lately?
You can get it free from Credit reporting agencies.
If there is fraud or misrepresentation in credit report, It is better to fix it sooner than later.
Credit Score: It is numerical representation to represent credit worthiness of any individual. It is tracked by major credit reporting agencies. It is different between each of them. Experian, Transunion and Equifax are major credit reporting agencies. These three bureaus run annualcreditreport.com, allowing people to get their credit report.
Credit score of 670+ is considered as very good and 550 or below represents poor credit score.
Apart from Credit score, Debt ratio and LTV (Loan to Value ratio) plays major role in debt financing.
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